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Why Everything Changes After Investing £10,000!
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Why Everything Changes After Investing £10,000!

  • May 9, 2026
  • Money Tips
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Trading 212: https://www.trading212.com/join/MITCH Get FREE fractional shares worth up to £100 using the link above or use …

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Money Tips

Previous Article
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44 comments
  1. @MitchShoesmith says:
    May 9, 2026 at 12:48 pm

    Trading 212: https://www.trading212.com/join/MITCH
    Get FREE fractional shares on Trading 212 worth up to £100 using the link above or use PROMO CODE “MITCH”. When investing, your capital is at risk. Terms and Conditions Apply. Sponsored Link.

    Reply
  2. @theopaterson5637 says:
    May 9, 2026 at 12:48 pm

    Hi Mitch love the videos as I’ve been investing over 1.5 years now and learnt mostly everything from you from just 200 a month to a 12,000 portfolio , a random question that I’m curious about what could possibly make the s&p 500 crash half the price is that possible or not , cheers

    Reply
  3. @SabăuSilviu says:
    May 9, 2026 at 12:48 pm

    What worked for is simple. If the market dips or crash I go "Cool. I'm buying more for less money". If the market goes up I go "Cool. I get to ride the wave up". Regardless of what happens in the market, I'm a winner.

    Reply
  4. @cjolley2320 says:
    May 9, 2026 at 12:48 pm

    Were do you lot even know were to start and who do you invest in

    Reply
  5. @Wenu-v8x says:
    May 9, 2026 at 12:48 pm

    What r the best stocks to invest in?

    Reply
  6. @AndrewMoore737 says:
    May 9, 2026 at 12:48 pm

    What would you say is more important: timing the market or time in the market?

    Reply
  7. @AndrewMoore737 says:
    May 9, 2026 at 12:48 pm

    I’ve been inconsistent for a while and yeah… the results reflect that. This was a good reminder.

    Reply
  8. @maltemejlsingekstra6614 says:
    May 9, 2026 at 12:48 pm

    Here in Denmark you have to pay 17% of your annual earnings in stocks in tax. So if I earn 100usd a year, i have to pay 17usd, but if i dont have the money i could be forced to sell my stocks to pay it off. On the other hand, if you lose money on stocks, you pay that much less in taxes.

    Reply
  9. @shaunslays2151 says:
    May 9, 2026 at 12:48 pm

    @10:15 that just earned a dislike and me avoiding your videos entirely. You're massively out of touch with reality if you think £3000 is a normal UK salary, when its much below that. The average is closer to £2000.

    Reply
  10. @rossmpostpro says:
    May 9, 2026 at 12:48 pm

    As a total beginner in this space, I'm trying to understand what a good starting number to invest in a global fund is. I know everyone's situation is different but I'm in a position where I can afford to invest lump sums in Cash and now S&S ISAs, maxing out my ISA subscription each year. As I am self employed, the lump sum method is preferable as it's easier for me to account for, outside of my typical persistent monthly outgoings. I've gone for 5K into S&S, as that feels reasonable with the rest of the ISA subscription going into cash. I don't know if I'll contribute another lump sum this tax year (via moving more from a flexible ISA) but does that sound like a good place to start for someone in my position? Thank you 😊

    Reply
  11. @SHswh says:
    May 9, 2026 at 12:48 pm

    Compound interest and pound cost averaging.. plus of course buy the dip

    Reply
  12. @Jep-h4h says:
    May 9, 2026 at 12:48 pm

    Nothing changed after 10k also not after 100k and also not after 200k trust me! Its still te same.. your not rich and still need to work hard

    Reply
  13. @florallyclover says:
    May 9, 2026 at 12:48 pm

    I don’t know what’s happening! I opened an account 8 days ago but your code MITCH isn’t working for me it says ‘error code’

    Reply
  14. @joshbennett2822 says:
    May 9, 2026 at 12:48 pm

    with the annualized rate if you invested 27.40 a day aka 10k a year into the s&p500 in 23 and a half years you will be a millionaire. your buying power will likely only be 600k by than though. Still pretty good if you never increase that 10k a year number.

    Reply
  15. @user-be1it9zi8v says:
    May 9, 2026 at 12:48 pm

    Ah yes, the classic "only £500 a month"

    Reply
  16. @Donkeyflup says:
    May 9, 2026 at 12:48 pm

    Live at home with parents and saving is possible

    Reply
  17. @itouch00 says:
    May 9, 2026 at 12:48 pm

    Hoping to reach £100k milestone this year can’t wait

    Reply
  18. @nevermind1O844 says:
    May 9, 2026 at 12:48 pm

    I just recently hit that 10k border (at 12 right now) in my investments besides saving some money on my savings account (9k at the moment) bringing it up to > 20k in total. I don't feel a shift to be honest.
    50k or 100k might be different. But 10k!? Idk

    Reply
  19. @martynrich5187 says:
    May 9, 2026 at 12:48 pm

    The viewers need to learn the company financial information first, otherwise they'll make mistakes and enter in the share cycle at the wrong time. Its more than just having the money to do it. You need to understand it so you can predict long term growth, to keep your money and then grow it. (e.g. understand the reasons to identify when a stock is peaking and never catch a falling knife.)

    Reply
  20. @WarMoose20 says:
    May 9, 2026 at 12:48 pm

    thanks a lot, I got £23 worth of moderna stock

    Reply
  21. @deenfolaji1848 says:
    May 9, 2026 at 12:48 pm

    Nothing change after 10k, don't know why saying this . I started seeing serious Gaines after 40k .

    Reply
  22. @snoopys14 says:
    May 9, 2026 at 12:48 pm

    When you start chatting rubbish what comes out is more rubbish

    Reply
  23. @WMZ-1 says:
    May 9, 2026 at 12:48 pm

    I saved up 40k, put it all in isa S&S at once lump sum (20k march and 20k April).

    Reply
  24. @user-zq4ru3to6v says:
    May 9, 2026 at 12:48 pm

    Create an emergency fund of 3-6 months worth of salary before doing any of this.

    Reply
  25. @lewis571 says:
    May 9, 2026 at 12:48 pm

    I am at £9,800 so I am very close and proud of myself ~ Age 27

    Reply
  26. @michelles4403 says:
    May 9, 2026 at 12:48 pm

    Thank you so much for sharing 😊

    Reply
  27. @chrisssydreilly says:
    May 9, 2026 at 12:48 pm

    I have 348k invested and I wish I had 348 million haha so it always can be better

    Reply
  28. @brinleyjohn307 says:
    May 9, 2026 at 12:48 pm

    Is that 10k in each pie you have or 10k in overall portfolio?

    Reply
  29. @1212ink says:
    May 9, 2026 at 12:48 pm

    Its hard at the moment seeing my portfolio down £5k. But id say to anyone choose safe stocks or etfs with care, dont put it off even if its £20 a month. Ive done everything, worked extra hours, invested a small tax refund, solar panel payments, sold a car which i did up, anything to get a few extra pounds. I look back over the last 2 years and cant understand where the balance of my sipp and isa has come from. My money machine is just starting and my divedends are giving me £3000 a year. Im a normal guy on low income whos left it a little late im aiming for 100k within the next 3 years.

    Reply
  30. @DoingWhatsRight8 says:
    May 9, 2026 at 12:48 pm

    Copy and paste video this

    Reply
  31. @Fox23602 says:
    May 9, 2026 at 12:48 pm

    I did put a portion of my portfolio into an annuity and am happy I did that. I think people underestimate the peace of mind you have knowing that you have that check coming in every month. It's money you have "permission" to spend, whereas money in your portfolio always seems a bit riskier to spend even if you have enough.

    Reply
  32. @rhondadupras5182 says:
    May 9, 2026 at 12:48 pm

    I did put a portion of my portfolio into an annuity and am happy I did that. I think people underestimate the peace of mind you have knowing that you have that check coming in every month. It's money you have "permission" to spend, whereas money in your portfolio always seems a bit riskier to spend even if you have enough.

    Reply
  33. @samsaid1585 says:
    May 9, 2026 at 12:49 pm

    10 minutes of repeating yourself.

    Reply
  34. @tuanaam21 says:
    May 9, 2026 at 12:49 pm

    A client told me, “I used to earn six figures and feel broke. After reading The Silent Laws of Cash Power by Cameron Solan– I realized I was just too visible.” That hit different.

    Reply
  35. @miranehir311 says:
    May 9, 2026 at 12:49 pm

    I asked how the ultra-rich stay invisible. The answer wasn’t a course or a lawyer– it was Cameron Solan.

    Reply
  36. @andrewduff3758 says:
    May 9, 2026 at 12:49 pm

    Does anyone have any good tips for what to acctually invest in as I am assuming all of these return calculations are only based off certain investments

    Reply
  37. @GabrielNightvale says:
    May 9, 2026 at 12:49 pm

    Great video—now I've hit $170,590. I was having this exact conversation with my son the other night-generational wealth isn't just about getting money. It's about teaching everyone not only how to make it, but also how to maintain it. It does no good for me to provide for my family if they don't understand how to manage and sustain it

    Reply
  38. @dot.com123 says:
    May 9, 2026 at 12:49 pm

    Out of that first 10K, how much was the principal amount invested, if I may know?

    Reply
  39. @midlifecrisisbiker says:
    May 9, 2026 at 12:49 pm

    Great video bud.. well said

    Reply
  40. @Boopitypoop says:
    May 9, 2026 at 12:49 pm

    What's very important to note is that you have to think in years or even decades. Only put in money you won't need even in an emergency, because if you have to sell during a market crash, you could loose years of your hard earned money, but by holding it, that loss is unrealized. It can- and will bounce back eventually, just maybe not withing a year or two or 5. But it doesn't become a loss unless you sell.

    Reply
  41. @paraic9163 says:
    May 9, 2026 at 12:49 pm

    According to your screenshot you went from 10k to 91k in 5 years. Nice.

    Reply
  42. @itsPxnDu says:
    May 9, 2026 at 12:49 pm

    Just crossed the 10k mark 😅

    Reply
  43. @Scott-1000 says:
    May 9, 2026 at 12:49 pm

    I started a similar thing few years about 5 years ago but with cash ISA and regular savers. Just can’t stomach A&S find it so difficult when I see losses constantly.

    Reply
  44. @02danhaz says:
    May 9, 2026 at 12:49 pm

    A year ago i held off putting in my stocks and shares and spent 12 months investing in sealed pokemon cards.. ive over doubled my money in that time

    Reply

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