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What does the Supreme Court ruling on car finance mean? Martin Lewis explains | ITV News
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What does the Supreme Court ruling on car finance mean? Martin Lewis explains | ITV News

  • February 14, 2026
  • Money Tips
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Millions of car owners are set to miss out on compensation in a long-running row with lenders over car finance commission.

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Previous Article
Are 529’s Really The Best Investment For College?
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Are 529’s Really The Best Investment For College?

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19 comments
  1. @A190xx says:
    February 14, 2026 at 9:01 am

    Imagine going back to a shop 3 years later and complaining you think they made too much profit on the item you bought then asking for a refund.

    At what point are consumers responsible for their decisions?

    And for those that feel these schemes are free money, the compensation paid will translate into to higher costs passed on by banks to everyone – rates and fees.

    Reply
  2. @tonybelyavin6776 says:
    February 14, 2026 at 9:01 am

    I think Lewis mislead everyone into believing there were big payouts to be had. He also advised everyone to lodge a claim. If he's as smart as he claims on financial issues, he would have known there would not have been a ruling, that would have jeopardised the banks or loan company's such as Close Brothers.

    Reply
  3. @grahamkippax8000 says:
    February 14, 2026 at 9:01 am

    It's all in the APR, so what's the problem?

    Reply
  4. @TTFN-q8z says:
    February 14, 2026 at 9:01 am

    Happy to lose tens of thousands £ in depreciation, which appears no where on the paperwork, but the sky falls in because of a few hundred £ in commission😮?

    Reply
  5. @anilasharma2371 says:
    February 14, 2026 at 9:01 am

    The buyers who had no knowledge of their financial schemes? The public went along with it blindly? Now when the public knows the truth ? Why did The supreme court side's with the sellers? and not the buyers who got done by the rogue sellers? It's a daylight robbery. Once again the richer gets richer laughing all the way to the banks. The general public doesn't stand a chance?

    Reply
  6. @anilasharma2371 says:
    February 14, 2026 at 9:01 am

    Why were the PCP arrangements sold to the public in first place time and again? now those companies should come forward, and pay out what's the public are owed ?

    Reply
  7. @kevanseldon3098 says:
    February 14, 2026 at 9:01 am

    Unsurprisingly the decision came out in favour of the lenders.

    Reply
  8. @Shaggy-8392 says:
    February 14, 2026 at 9:01 am

    The way i see it, we helped the banks back in 2008, now they can help us.

    Reply
  9. @monabri7387 says:
    February 14, 2026 at 9:01 am

    Who pays the compo…?

    Reply
  10. @ktjohnsey4659 says:
    February 14, 2026 at 9:01 am

    I signed up to a law group last week. Should I not have?

    Reply
  11. @osmosis1st says:
    February 14, 2026 at 9:01 am

    They protect their own!

    Reply
  12. @DJMixBeats says:
    February 14, 2026 at 9:01 am

    I need a lawyer

    Reply
  13. @martinattridge2629 says:
    February 14, 2026 at 9:01 am

    Surely, the buyers were happy to pay the amount quoted. If they were not happy they could just have gone elsewhere! The business made a profit legitimately in my view. Why be able to claim money for your own foolishness; that is plain daft!

    Reply
  14. @Ban2tonneEVs says:
    February 14, 2026 at 9:01 am

    Rachel Theives leaned on the Court to stop the payouts. Welcome to 21st Century Britain.

    Reply
  15. @ragnor56 says:
    February 14, 2026 at 9:01 am

    Does it have anything to do with the Financial lobbyists getting at Racheal Reeves ???

    Reply
  16. @myrants5836 says:
    February 14, 2026 at 9:01 am

    The fact is the vast majority of customers are not owed any money whatsoever. They knowingly and willingly signed a finance document that stated all the terms of their agreement. The APR, the total amount of Interest to pay etc. The supplying dealer has the right to make a profit for supplying the customer with this facility. This was 100% the correct decision by the supreme court. It should never have gotten that far in the first place.

    Reply
  17. @georgereid2043 says:
    February 14, 2026 at 9:01 am

    I’m pretty sure Martin Lewis a few months back was urging us to log complaints in case they were dealt with on a time logged priority basis… now stating we shouldn’t have 😂

    Reply
  18. @michaelthomas3646 says:
    February 14, 2026 at 9:01 am

    DCA wasn't going to happen anyway if the general public won with todays Supreme Court findings. which would have meant we would have had compensation for the underhanded back handers against the consumer is my understanding of the whole situation, as I was contacted by the FCA and asked if I wanted to do a DCA if the first rulling failed.

    Reply
  19. @jackyhayes8613 says:
    February 14, 2026 at 9:01 am

    Please watch truth hurts 101uk if you want to know what is happening in migrant hotels thankyou

    Reply

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