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USED Car PCP & HP vs NEW Car Lease | Car Finance Comparison UK
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USED Car PCP & HP vs NEW Car Lease | Car Finance Comparison UK

  • November 7, 2025
  • Money Tips
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USED Car PCP & HP vs NEW Car Lease | Car Finance Comparison Is there still great value available to you when leasing a new …

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50 comments
  1. @DefinitelyNotAGuru says:
    November 7, 2025 at 4:30 am

    📱𝗦𝗼𝗰𝗶𝗮𝗹 𝗠𝗲𝗱𝗶𝗮 : https://linktr.ee/dnag

    ☕𝗕𝘂𝘆 𝗠𝗲 𝗔 𝗖𝗼𝗳𝗳𝗲𝗲 : https://ko-fi.com/notaguru

    Reply
  2. @jonwatwood says:
    November 7, 2025 at 4:30 am

    📱𝗦𝗼𝗰𝗶𝗮𝗹 𝗠𝗲𝗱𝗶𝗮 : https://linktr.ee/dnag

    ☕𝗕𝘂𝘆 𝗠𝗲 𝗔 𝗖𝗼𝗳𝗳𝗲𝗲 : https://ko-fi.com/notaguru

    Reply
  3. @Wanderwithvickers says:
    November 7, 2025 at 4:30 am

    Thank you 🙏

    Reply
  4. @FancyaBevMate says:
    November 7, 2025 at 4:30 am

    Morning mate from southern Spain 😅 on the beach right now. Anyway whilst I've been away I noticed the PV5 passenger being broadcast all over YouTube and I must say yes it's on the TOP of my list for my next taxi I have to say KIA UK have pulled a master stroke with this vehicle firstly even in top spec with an optional heatpump and special paint it's a smidgen under the "stupid imo luxury vehicle tax!" Secondly and I could be wrong here but I think kia UK could offer something no other manufacturer has done for the taxi industry and that's allow taxi/phv drivers to lease the PV5 which would allow us to claim 100% against our tax instead of the HP amount we currently do. Either way being an ex black taxi driver I've wanted a BEV mini van vehicle for years. Cheers and sorry for the long message but it's SO important for our industry and well done KIA from your 6th kia fan boy! 😂😂😂

    Reply
  5. @kph1034 says:
    November 7, 2025 at 4:30 am

    Why do people fo PCP ? I would never want to buy the car at the end of the contract.
    Think leasing is the best way – just about to get my 4th lease car

    Reply
  6. @Thunderhead357 says:
    November 7, 2025 at 4:30 am

    I bought a 2017 Ford Mondeo about a year ago on HP over 4 years as its my forever car. Got a great deal. Over the moon with it

    Reply
  7. @SukhdevSingh-mc7fi says:
    November 7, 2025 at 4:30 am

    Thanks very informative Bhai

    Reply
  8. @DanielLovell-s3p says:
    November 7, 2025 at 4:30 am

    hello!

    Reply
  9. @keithcarter3144 says:
    November 7, 2025 at 4:30 am

    Straightforward language and so refreshing to see without all the technical jargon. Brilliant explanation.

    Reply
  10. @DonDsnger says:
    November 7, 2025 at 4:30 am

    Hello

    Reply
  11. @HealthyHabits-ri3pu says:
    November 7, 2025 at 4:30 am

    awesome thanks

    Reply
  12. @chetanrajanwal says:
    November 7, 2025 at 4:30 am

    Thanks for this

    Reply
  13. @abhishekkumarrai137 says:
    November 7, 2025 at 4:30 am

    Great video, simple and easy to follow.

    Reply
  14. @karencastillo3895 says:
    November 7, 2025 at 4:30 am

    Thanks for the info!

    Reply
  15. @adeeldar4765 says:
    November 7, 2025 at 4:30 am

    Hello

    Reply
  16. @garyharding394 says:
    November 7, 2025 at 4:30 am

    Don't forget if you do a pcp option when you come to the end of your agreement you'll have the 3 options, also I've found I wouldn't need to put down another deposit as the car I've just financed would be the deposit towards another new car, for me pcp all the way, unless you go for the luxury cars over 40k then you'll be looking at the extremely high road tax.

    Reply
  17. @askaniuk says:
    November 7, 2025 at 4:30 am

    2yrs on …. I was just wondering is this info still " current" / relevant ? Would you consider doing a 2025 update?

    Reply
  18. @tomhartley9878 says:
    November 7, 2025 at 4:30 am

    Hello. Thanks for the info.

    Reply
  19. @hannahmorris4360 says:
    November 7, 2025 at 4:30 am

    I'm here trying to figure out what options for my first car and needing a 7 seater. Thankyou for the info.

    Reply
  20. @allencoulton5539 says:
    November 7, 2025 at 4:30 am

    Great information

    Reply
  21. @johnday4471 says:
    November 7, 2025 at 4:30 am

    Brilliant

    Reply
  22. @garyfoster says:
    November 7, 2025 at 4:30 am

    The boy talks sence

    Reply
  23. @thewelshwizard5869 says:
    November 7, 2025 at 4:30 am

    good job

    Reply
  24. @dougiecraig9157 says:
    November 7, 2025 at 4:30 am

    Thanks for the video – but might have to watch it again!

    Reply
  25. @mrsmokingskittles148 says:
    November 7, 2025 at 4:30 am

    Why is the deposit here so low though for the lease? I'm just looking at a plain old ford focus and the deposit is 3K

    Reply
  26. @M.A.1.2.3 says:
    November 7, 2025 at 4:30 am

    Great vid. Straight to the point. I'd love to see a video with real cars as examples so we can see what we're getting.

    Reply
  27. @aiuzdursa says:
    November 7, 2025 at 4:30 am

    thank you, Jim. Still watching your channel and still looking for a car 🙂

    Reply
  28. @etheldir128 says:
    November 7, 2025 at 4:30 am

    Clear and to the point, thanks!

    Reply
  29. @abarakat2241 says:
    November 7, 2025 at 4:30 am

    Thanks for the video. I was hoping to hear what option would you personally get into and why. One question, if the duration is changed from 3 to 5 years, would these calculations change drastically?

    Reply
  30. @adrianwhitehead1950 says:
    November 7, 2025 at 4:30 am

    Nice video comparing the options. Useful for people who don’t understand the pitfalls of getting into the wrong modern car e.g. wet belts, unreliable DCT gearboxes etc.

    Reply
  31. @jam1epugh says:
    November 7, 2025 at 4:30 am

    Top advice.

    Reply
  32. @walterleach4499 says:
    November 7, 2025 at 4:30 am

    Thx

    Reply
  33. @dalehotpinky says:
    November 7, 2025 at 4:30 am

    What are your thoughts on the motability scheme?
    (May 25) enhanced rate of pip £308 per month
    Many cars have a non returnable advance payment.
    £308 per month includes insurance, tax, and breakdown cover.
    You don’t own the car, and return it after 3 years.
    Is it the best deal? Or should a disabled person look at buying or leasing a 2nd hand car? for example £10,000?

    Reply
  34. @curryonchips2865 says:
    November 7, 2025 at 4:30 am

    Hello

    Reply
  35. @AnanthuMani says:
    November 7, 2025 at 4:30 am

    Great comparison video!

    Reply
  36. @THELADHIMSELF says:
    November 7, 2025 at 4:30 am

    Cheers for the info 👍

    Reply
  37. @Tango22052 says:
    November 7, 2025 at 4:30 am

    Very informative 👍

    Reply
  38. @mrcresthill says:
    November 7, 2025 at 4:30 am

    Good video mate

    Reply
  39. @jasonjayalap says:
    November 7, 2025 at 4:30 am

    How is the leasing company not losing money by charging less than depreciation?

    Reply
  40. @zahoorahmad5001 says:
    November 7, 2025 at 4:30 am

    Great video

    Reply
  41. @everyonesview says:
    November 7, 2025 at 4:30 am

    Cars are a liability so I personally wouldn't want to own one. I would rather lease it.

    Reply
  42. @Kevthevillan says:
    November 7, 2025 at 4:30 am

    Try comparing with buying outright in cash with no finance as well in future please.

    Reply
  43. @danny5moss says:
    November 7, 2025 at 4:30 am

    Very useful insights

    Reply
  44. @helenalovelock1030 says:
    November 7, 2025 at 4:30 am

    What do you do ?

    Reply
  45. @kalumarjuna80 says:
    November 7, 2025 at 4:30 am

    Thanks

    Reply
  46. @XIAN1971 says:
    November 7, 2025 at 4:30 am

    Good video

    Reply
  47. @davidfleming1395 says:
    November 7, 2025 at 4:30 am

    Thanks

    Reply
  48. @GaryCrook59 says:
    November 7, 2025 at 4:30 am

    Understand that cars will vary but very surprised that your new lease is less than used pcp? When I do the same for a polestar 2 used via polestar vs leaseloco the used polestar pcp is approx £100 per month cheaper than the new lease which to me makes all of the difference.

    Reply
  49. @doubler477 says:
    November 7, 2025 at 4:30 am

    ❤

    Reply
  50. @Velli006 says:
    November 7, 2025 at 4:30 am

    👋

    Reply

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