When it comes to investing portfolio strategies, there are countless options available. So which one is right for you? In this video …
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When it comes to investing portfolio strategies, there are countless options available. So which one is right for you? In this video …
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20 comments
Great information. Thank you.
Excellent overview! I agree that simplicity is key. For most long-term wealth builders, the Bogleheads three-fund portfolio [04:15] seems like the most robust, low-cost, and easily rebalanced strategy, eliminating the headache of trying to choose between 9+ options. Thanks for the breakdown!
for my tax advantaged accounts I follow a single target retirement date fund approach, keeps it simple and will balance risk as the fund matures. in my taxable brokerage accounts I follow a 3 fund strategy with an occasional 4th fund tilt for "short term" earnings
I'm 75 and the easiest for me is the life strategy moderate Vanguard fund at 60/40.
Over the years, I've tried everything, failed at many. What I learned is if I don't have a personal interest in the equity and I can't objectively prove why I own it I won't stick with it. For retirement, I've settled into a variant of the 2 fund model: [SPY + a couple individual US stocks] + [Short + Intermediate Bonds]. Bonds for income, Equity for growth.
Let me guess number 9 strategy was 9 funds strategy?
I run a simple 25/25/25/25 portfolio. SCHD, QQQM, BTC, SILVER.
14:00 water
So simple and helpful, thanks!
good info
I can't believe santa doesn't exist. Video should have come with a warning.
Having invested for several years, I tend to agree with Warren Buffet that you can’t beat the S&P 500. Therefore, the 1-3 portfolio more than suffice for long term investment. 85% of my retirement is in the S&P 500 and the overall returns are always higher than my individually picked stocks. Keep it simple. Less is more.
New investor, How can i find out what funds track? All the funds mentioned are vanguard but i have a different account and want to find the "sister" fund that tracks the same.
Chatgpt: Here are the estimated CAGRs (compound annual growth rates) of the different strategies since 1972:
📊 Portfolios and Their Estimated CAGR
1-Fund Strategy (S&P 500) – 10.4%
2-Fund Strategy (S&P 500 + Bonds) – 9.2%
3-Fund Strategy (US, International, Bonds) – 9.0%
3-Fund (+1) Strategy (Incl. Small Cap Value) – 9.8%
Dave Ramsey 4-Fund Strategy – 10.6%
Bill Bernstein’s No Brainer Portfolio – 10.7%
Ivy League Endowment Strategy – 9.5%
The Coffee House Portfolio – 9.0%
The Ultimate Buy & Hold Portfolio – 11.2% 🚀
🔹 Observations:
The Ultimate Buy & Hold Portfolio has historically delivered the highest return (11.2% CAGR).
Simple strategies like the S&P 500 (1-Fund) also performed well (10.4%) but lack diversification.
Strategies including Small Cap Value (SCV) and international stocks tend to perform slightly better.
Thank you for sharing! Hoping for some help: My Trust Wallet holds some TRX 20 USDT, and I possess the seed phrase:
cleanpartysocceradvanceauditcleanevilfinish -tonightinvolvewhip-action-. How can I proceed with transferring them to another wallet on Binance?Very nice breakdown of some basic portfolios. I like that you aren't afraid to agree or politely disagree with certain strategies.
I’ve noticed that my portfolio is too concentrated in tech stocks, and it’s about 80% in one sector. Any advice on how to diversify without losing too much value?
I unliked your video when you used the democratic side only as a visual.
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.
Of course I know who will will the world cup in 2026 … Italy ! (joking f course) Thanks nice video