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How to Save K Effortlessly: 4 Saving Tips
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How to Save $10K Effortlessly: 4 Saving Tips

  • September 16, 2025
  • Money Tips
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Check out Brilliant, start your 30-day trial and get 20% off your subscription: https://brilliant.org/Nischa Plum (The fee-free auto …

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Money Tips

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47 comments
  1. @nischa says:
    September 16, 2025 at 1:56 am

    👉🏽 My FREE Intentional Spending Tracker: https://nischa.me/ist

    Plum (The fee-free auto saving account I mention): https://nischa.me/plum

    Reply
  2. @azizurrahman1091 says:
    September 16, 2025 at 1:56 am

    Hold on, she definitely said hangry right?:)

    Reply
  3. @mbh-official-place says:
    September 16, 2025 at 1:56 am

    5:54 share with us

    Reply
  4. @ReneeCLore says:
    September 16, 2025 at 1:56 am

    Thank you!

    Reply
  5. @slinkydonkey says:
    September 16, 2025 at 1:56 am

    Best thing I ever done was to get You Need. Budget greet app

    Reply
  6. @davvede6560 says:
    September 16, 2025 at 1:56 am

    Where's her accent from?
    Her voice sounds like warm chai latte on a cold winter morning

    Reply
  7. @razzvanwinkle9718 says:
    September 16, 2025 at 1:56 am

    It's never gonna work for someone living in poverty, when you never have enough to really live.
    When you are already in hardship, saving ten per cent is only going to mean more hardship.

    Reply
  8. @sashy572 says:
    September 16, 2025 at 1:56 am

    Hey Nischa, where do you put your savings? I want one with a ueful bucket option like Ally or SoFi but both of them are for US citizens

    Reply
  9. @martinrooney2089 says:
    September 16, 2025 at 1:56 am

    I tried to diversify my weeks wages last week. I put the money on 3 different races at the meeting in Epsom. Lost all 3. Next time ill hold on to my money

    Reply
  10. @shaunmurray8132 says:
    September 16, 2025 at 1:56 am

    'Parkinsons law' defined my entire University degree approach…

    Reply
  11. @HasanRifino says:
    September 16, 2025 at 1:56 am

    💏🐷

    Reply
  12. @EveWilliamsMusic says:
    September 16, 2025 at 1:56 am

    I'm self employed so i don't get a salary payment. My income comes in in stages. That makes aaving 10% on one foxed date difficult.

    Reply
  13. @SophiaTell-HelpsAll says:
    September 16, 2025 at 1:56 am

    Yes, I do love Monzo! It's nice for me and I love the analytics! I do like the round-ups; they really work well.

    Reply
  14. @jeremiahwilliams5747 says:
    September 16, 2025 at 1:56 am

    I want to see the report you did!

    Reply
  15. @NicholasBall130 says:
    September 16, 2025 at 1:56 am

    One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $30k of my savings in stocks this year, and I hope I make profits.

    Reply
  16. @Mrs_Toni82 says:
    September 16, 2025 at 1:56 am

    I would like to know how you track?

    Reply
  17. @tabithamardle7662 says:
    September 16, 2025 at 1:56 am

    Hi Nischa,
    I’d like to see how you got about analysing your yearly spend. I try to do this monthly, and I’m not sure I am organising my tracker effectively, so would love to see!

    Reply
  18. @thomasjones9591 says:
    September 16, 2025 at 1:56 am

    Can you make a video on what assets you invest in and best stocks to invest in. I have a side hustle which is generating good income, but I am working hard for it and it’s taking up my biggest currency, TIME!’ I want to make money while I sleep.

    Reply
  19. @maneeshahooja says:
    September 16, 2025 at 1:56 am

    Informative. Thank you.

    Reply
  20. @bigpunchline says:
    September 16, 2025 at 1:56 am

    To me as a foreiner 10000k seem such a big money 😂 i cannot save them, because i can not even earn that –

    Reply
  21. @ToNy97one says:
    September 16, 2025 at 1:56 am

    This Channel changed my mindset and my life forever. Thank you

    Reply
  22. @ddc163264 says:
    September 16, 2025 at 1:56 am

    Don't have a spare $800 to "save" each month. Also, I don't spend for coffee, fast food, random items, don't go out to eat, don't go to clubs, bars,parties or events. Tried "side hustles" but it actually costs me more in taxes than it was worth for the time and wear of my car as I don't have enough deductions to make it worth it. Now I'm still trying to pay back the extra taxes it put on me.

    Reply
  23. @DJCjayfrazier00 says:
    September 16, 2025 at 1:56 am

    I enjoyed this video

    Reply
  24. @angie20de06 says:
    September 16, 2025 at 1:56 am

    Great video, as always! Please share the video about the year in review, I'd like to watch that.

    Reply
  25. @reginaldwalton5432 says:
    September 16, 2025 at 1:56 am

    Nischa, I want to see your Year in Review process please. Thanks for your help

    Reply
  26. @shaheemjackson283 says:
    September 16, 2025 at 1:56 am

    5. Set it and forget it!

    Automate a percentage coming out of your paycheck and don't bother to look at it for the next 6 months…

    Reply
  27. @ThomasM-sy1hf says:
    September 16, 2025 at 1:56 am

    Hey, I was wondering if you could do a video on types of debt solutions? Love the content, wish I stumbled upon this before getting my self into a deep old mess.

    Reply
  28. @h3arty says:
    September 16, 2025 at 1:56 am

    Minimalism helps me so much.

    Reply
  29. @MrFarmerarmer says:
    September 16, 2025 at 1:56 am

    I’d be interested to see that analysis video from the flight! ✈️

    Reply
  30. @randyclark222 says:
    September 16, 2025 at 1:56 am

    Wanted to see if my comment gets a like by Nischa.

    Reply
  31. @parindaa...9123 says:
    September 16, 2025 at 1:56 am

    Hye beautiful will u marry me?

    Reply
  32. @danielkover7157 says:
    September 16, 2025 at 1:56 am

    I have zero £s in my bank account, but I've saved quite a few around my waistline.

    Reply
  33. @doctorsaz says:
    September 16, 2025 at 1:56 am

    Did you share the video of you analysing your accounts?

    Reply
  34. @AlitaBandasak says:
    September 16, 2025 at 1:56 am

    investing requires good experience and knowledge to carry out a good and successful trade, I have lost a lot trying to trade all by myself May I ask which investments are good??>>>>>>>>

    Reply
  35. @Tharsan1992 says:
    September 16, 2025 at 1:56 am

    Lit ep

    Reply
  36. @anjak.jodeit8061 says:
    September 16, 2025 at 1:56 am

    I do love your videos! I wish you could speak a little less fast. English is not my mother tongue and it's really hard to follow you. I'm pretty sure even the native english speakers would appreaciate a little less speaking speed. Lot's of love from Germany.

    Reply
  37. @jantedoshnei says:
    September 16, 2025 at 1:56 am

    Your fan!

    Reply
  38. @elainhayter9144 says:
    September 16, 2025 at 1:56 am

    Yes please to seeing your yearly review 😁

    Reply
  39. @XelSlmlEX3 says:
    September 16, 2025 at 1:56 am

    This is such great advice and so fundamental! I can literally give a testimony to every point she made. I’ve done everything thing she mentioned and I have managed to save a good amount of money, her first point is a great strategy if you get that down the rest Will follow.

    Reply
  40. @EdwardLewis-xs5xr says:
    September 16, 2025 at 1:56 am

    I put 20% of my salary into my 401k retirement account the last 15 years i also saved from 6-15% the other years (BTW NEVER GOT CLOSE TO 100K). I wished to retire early; one week expensive vacations every year or 36 months not having to go to work. That's your call. Note I did not live like a monk in a cave, as I live in NYC I selected a area I could afford.

    Reply
  41. @Oneblackcoffeesir says:
    September 16, 2025 at 1:56 am

    ☺️ thank you

    Reply
  42. @aitulegendvt8494 says:
    September 16, 2025 at 1:56 am

    Your content is amazing Nischa. Thank you so much for not being a gatekeeper and sharing with us. All the best

    Reply
  43. @knitwearqueen says:
    September 16, 2025 at 1:56 am

    I have never heard of 'Parkinsons Law' before, but this makes so much sense to me!
    I'll be starting a new job soon, and am looking forward to getting my savings in check. I'll be keeping this in mind for sure.
    Thank you for sharing your knowledge with us!

    Reply
  44. @CharleneCong says:
    September 16, 2025 at 1:56 am

    Great insights Nisha! One approach I've found particularly helpful for me is using automated savings plans. By setting up automatic transfers to a savings or investment account, you effectively "pay yourself first." This not only ensures consistent savings growth but also reduces the temptation to spend impulsively. Also exploring high-interest savings accounts or low-risk investments can provide a boost to your savings through compounding interest over time. Keep up the fantastic work!

    Reply
  45. @charlesmartinjr3971 says:
    September 16, 2025 at 1:56 am

    She's absolutely right when it comes to figuring out how to live off of less. We set aside nearly 50% of our income, and we don't make anywhere near 6 figures. We figured out how to make it work.

    Reply
  46. @giuseppe.manzone.dalilai says:
    September 16, 2025 at 1:56 am

    Always great tips! I have done the same a couple of years ago and it paid back until now!

    Reply
  47. @CaesarMelendez says:
    September 16, 2025 at 1:56 am

    hi nischa I watch your video and I enjoy it.

    Reply

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