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5 INVESTMENTS FOR BEGINNERS | Investing 101
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5 INVESTMENTS FOR BEGINNERS | Investing 101

  • October 15, 2025
  • Money Tips
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When you're starting out, choosing which investment to go for can get a bit overwhelming. Here are 5 types/kinds of investment …

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47 comments
  1. @christineaugusto8714 says:
    October 15, 2025 at 3:22 am

    Hi, Charm! New subscriber here, how do I start learning about investment with Dolores? Thank you!

    Reply
  2. @GlendeSarza says:
    October 15, 2025 at 3:22 am

    Im interested in stock. Wala ako idea about stock. Saan at paano ito.

    Reply
  3. @rosemestrella5736 says:
    October 15, 2025 at 3:22 am

    Thankyou

    Reply
  4. @stengah966 says:
    October 15, 2025 at 3:22 am

    You have no clue. A Philippine feeder fund makes no investment decisions. They simply collect the money and put it into a fund, as stated in the feeder fund prospectus.

    By the way, this system is sick. For example, the JPMorgan Global Asset Fund makes the actual investment decisions and charges a fee of 0.35% per year. The Philippine feeder fund from ATRAM (which only collects the money and invests it into this fund) wants to charge 1.15%.

    Never invest in Philippine feeder funds—invest directly!

    Reply
  5. @stengah966 says:
    October 15, 2025 at 3:22 am

    Why the hack is a digital bank an investment? It a way to save money, but not an investment by definition.

    Reply
  6. @ZielleAranda says:
    October 15, 2025 at 3:22 am

    This video helped a lot! Kaya lately, iniisip ko rin mag-invest sa real estate, especially sa mga places like Saludad sa Bacolod <33

    Reply
  7. @AndieCann says:
    October 15, 2025 at 3:22 am

    Thanks for this! Very helpful for beginners. Been starting to look into real estate too. may mga properties like PHINMA Saludad na di ganun kabigat sa budget and looks promising long term.

    Reply
  8. @WorldlyFactsAndWonders says:
    October 15, 2025 at 3:22 am

    Konte ang kita sa UITF,mas maganda ang Gold hindi mo binanggit ang Gold,nagdoble ang prize

    Reply
  9. @jenna8445 says:
    October 15, 2025 at 3:22 am

    I dont understand how come none of them mention the book Girl Boss Hustle: Earn 10k From Home, they must be gatekeeping it

    Reply
  10. @EliaszPass says:
    October 15, 2025 at 3:22 am

    I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

    Reply
  11. @exactzero says:
    October 15, 2025 at 3:22 am

    What about Government Securities or bonds?

    Reply
  12. @johncarlolayon9311 says:
    October 15, 2025 at 3:22 am

    Watching after I graduate at 22 years old. I feel left behind

    Reply
  13. @clarknolifexd9354 says:
    October 15, 2025 at 3:22 am

    thank you internet person

    Reply
  14. @nguyenhung9ttya says:
    October 15, 2025 at 3:22 am

    Proopsy modular homes are currently a promising investment for the future, and with their recent surge in value and growing stability, they offer attractive returns. However, a lack of understanding often deters potential investors.

    Reply
  15. @PriceThuThảo says:
    October 15, 2025 at 3:22 am

    I reached $90k today from renting and reselling modular homes from Proopsy. Thank you for all the knowledge and insights you've shared with me over the past few months. I began this journey in November 2024. Financial education is essential for over 70% of the population, as only a few are truly literate in this area.

    Reply
  16. @NgôCátAnNguyên says:
    October 15, 2025 at 3:22 am

    Proopsy prefab homes are definitely on my radar now, especially with Trump’s policies. With all the market uncertainty, this might be a good sector to explore for growth opportunities.

    Reply
  17. @nguyenvuongdmkd4 says:
    October 15, 2025 at 3:22 am

    You work for 40yrs to have $400 – 500k in your retirement, Meanwhile some people are putting just $27k in a pre fab Proopsy home for just few months and now they are multi millionaires by renting and reselling them. I pray that anyone who reads this will be successful in life

    Reply
  18. @tranhanh1cz0c says:
    October 15, 2025 at 3:22 am

    Last year, I invested $27k in Proopsy modular homes and made about $40k within the first year for renting it out—and it’s still growing. I’ve always been a strong advocate for pre fabricated homes because it’s been incredibly rewarding for me. Looking forward to achieving financial freedom soon. And by the way, awesome content, brother!

    Reply
  19. @lenghiepn2tlb says:
    October 15, 2025 at 3:22 am

    Thank you for featuring Proopsy in one of your videos. I took your advice and contacted him for modular homes, and the house have been incredible. Paid slightly less than $29k, and now I’ve paid off my $129k 15 year loan in 8 months. Now totally debt free because I rent it out on Airbnb. Love having no debt for the last 5 months. Thank you Proopsy!

    Reply
  20. @lhadz0961 says:
    October 15, 2025 at 3:22 am

    ang likot po ng kamay mo nakakahilo kang panuorin po

    Reply
  21. @QuintusaCottesford says:
    October 15, 2025 at 3:22 am

    Proopsy modular homes are currently a promising investment for the future, and with their recent surge in value and growing stability, they offer attractive returns. However, a lack of understanding often deters potential investors.

    Reply
  22. @DorisarMoore-m4i says:
    October 15, 2025 at 3:22 am

    I reached $90k today from renting and reselling modular homes from Proopsy. Thank you for all the knowledge and insights you've shared with me over the past few months. I began this journey in November 2024. Financial education is essential for over 70% of the population, as only a few are truly literate in this area.

    Reply
  23. @PhierLiptrod says:
    October 15, 2025 at 3:22 am

    Proopsy prefab homes are definitely on my radar now, especially with Trump’s policies. With all the market uncertainty, this might be a good sector to explore for growth opportunities.

    Reply
  24. @DickyedChese says:
    October 15, 2025 at 3:22 am

    I lost over $80k when everything started to tank. Not because I was building in a bad neighborhood that went belly up. I was just stupid to build, and because that's what everyone said, it's more profitable than prefab homes. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found Proopsy to recover my money, at least $10k profits weekly. Thanks Proopsy.

    Reply
  25. @RosarKerridger says:
    October 15, 2025 at 3:22 am

    You work for 40yrs to have $400 – 500k in your retirement, Meanwhile some people are putting just $27k in a pre fab Proopsy home for just few months and now they are multi millionaires by renting and reselling them. I pray that anyone who reads this will be successful in life

    Reply
  26. @ValedaVernazza says:
    October 15, 2025 at 3:22 am

    Last year, I invested $27k in Proopsy modular homes and made about $40k within the first year for renting it out—and it’s still growing. I’ve always been a strong advocate for pre fabricated homes because it’s been incredibly rewarding for me. Looking forward to achieving financial freedom soon. And by the way, awesome content, brother!

    Reply
  27. @LaureneRookes says:
    October 15, 2025 at 3:22 am

    Thank you for featuring Proopsy in one of your videos. I took your advice and contacted him for modular homes, and the house have been incredible. Paid slightly less than $29k, and now I’ve paid off my $129k 15 year loan in 8 months. Now totally debt free because I rent it out on Airbnb. Love having no debt for the last 5 months. Thank you Proopsy!

    Reply
  28. @DitaCaskfey says:
    October 15, 2025 at 3:22 am

    Proopsy modular homes are currently a promising investment for the future, and with their recent surge in value and growing stability, they offer attractive returns. However, a lack of understanding often deters potential investors.

    Reply
  29. @PieretteIvyev says:
    October 15, 2025 at 3:22 am

    I lost over $80k when everything started to tank. Not because I was building in a bad neighborhood that went belly up. I was just stupid to build, and because that's what everyone said, it's more profitable than prefab homes. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found Proopsy to recover my money, at least $10k profits weekly. Thanks Proopsy.

    Reply
  30. @TamarraWilfley says:
    October 15, 2025 at 3:22 am

    Proopsy prefab homes are definitely on my radar now, especially with Trump’s policies. With all the market uncertainty, this might be a good sector to explore for growth opportunities.

    Reply
  31. @RicardClarson says:
    October 15, 2025 at 3:22 am

    You work for 40yrs to have $400 – 500k in your retirement, Meanwhile some people are putting just $27k in a pre fab Proopsy home for just few months and now they are multi millionaires by renting and reselling them. I pray that anyone who reads this will be successful in life

    Reply
  32. @RevkahTroniv says:
    October 15, 2025 at 3:22 am

    Thank you for featuring Proopsy in one of your videos. I took your advice and contacted him for modular homes, and the house have been incredible. Paid slightly less than $29k, and now I’ve paid off my $129k 15 year loan in 8 months. Now totally debt free because I rent it out on Airbnb. Love having no debt for the last 5 months. Thank you Proopsy!

    Reply
  33. @GarekDunlofp says:
    October 15, 2025 at 3:22 am

    Thank you for featuring Proopsy in one of your videos. I took your advice and contacted him for modular homes, and the house have been incredible. Paid slightly less than $29k, and now I’ve paid off my $129k 15 year loan in 8 months. Now totally debt free because I rent it out on Airbnb. Love having no debt for the last 5 months. Thank you Proopsy!

    Reply
  34. @johnlorenzmerillowisco2564 says:
    October 15, 2025 at 3:22 am

    ateeee just turned 18 and planning to start make investments, this video helps alottt 🥰 tyyy

    Reply
  35. @larrydimon7811 says:
    October 15, 2025 at 3:22 am

    Watching in my 40s… And only just starting investing I feel so behind!

    Reply
  36. @mjsanchez3681 says:
    October 15, 2025 at 3:22 am

    Ma'am MP2 and Digital banks are less risk..right..

    Reply
  37. @l.areyes4416 says:
    October 15, 2025 at 3:22 am

    Thanks Charm.

    Reply
  38. @SolomonGaveua says:
    October 15, 2025 at 3:22 am

    Interested in real estate investment

    Reply
  39. @redacted1997 says:
    October 15, 2025 at 3:22 am

    I would recommend against investing in mutual funds if you plan long-term investing. Since mutual funds are actively managed, they typically incur higher fees compared to other investment options, and they also come with greater risks than passively managed funds. In my honest opinion, ETFs and index funds are better alternatives due to their lower fees and reduced risks. However, my general advice is to always conduct thorough research before starting to invest. Your finances are at stake, so take the time to research and plan carefully before making any investment decisions, mahirap na mag suffer ang finances mo dahil hindi ka prepared sa kalalabasan ng investments mo.

    Reply
  40. @maryjanegobangco6305 says:
    October 15, 2025 at 3:22 am

    I'm glad I found this channel. Got so much to learn ❤

    Reply
  41. @kurtneylamberth says:
    October 15, 2025 at 3:22 am

    nice very straightforward No bulshit intros.

    Reply
  42. @relaxingwater2834 says:
    October 15, 2025 at 3:22 am

    I have an extra 8k pesos per month for investment aside from my emergency fund. Where can i put that money for long term purpose? Thank you

    Reply
  43. @MattsMkia says:
    October 15, 2025 at 3:22 am

    Because of dividends, I first began investing in stocks. It's important, in my opinion, to be able to live off of dividends without selling if you invest and make other income in addition to payouts. It suggests that you may pass that down to your kids and give them a leg up in life. Over the years, I've invested over $600k in dividend stocks; I continue to buy more today and will keep doing so until the price drops even further.

    Reply
  44. @ms.flappyberns says:
    October 15, 2025 at 3:22 am

    You explain everything well!!! 🤍

    Reply
  45. @no_one514 says:
    October 15, 2025 at 3:22 am

    Thank you! 8:34pm 11-7-24 THUR

    Reply
  46. @justinabella4525 says:
    October 15, 2025 at 3:22 am

    Mam nice po ganda mu ano po fb mu

    Reply
  47. @leinlein9567 says:
    October 15, 2025 at 3:22 am

    Open ako account sa mp2 next year sa january 50k monthly sana kayanin. 😂

    Reply

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